Terms and conditions of service use
These Terms and Conditions govern your use of livorlaera’s financial planning services and website. Please read them carefully before proceeding.
August 26, 2025
Acceptance of terms
By accessing or using our website or services, you agree to comply with these Terms and Conditions. If you do not accept any part of these terms, please discontinue use.
Definitions
Key terms used throughout these Terms and Conditions are defined below.
‘livorlaera’, ‘we’, ‘us’, or ‘our’ refers to the business providing financial planning solutions via this website.
‘User’, ‘you’, or ‘client’ means any individual or entity accessing our services or website.
‘Services’ refers to our consultative financial planning and related support offered through the website.
‘Content’ means all information, text, graphics, and materials on this site.
Service usage guidelines
You must use our website and services in accordance with all applicable laws and these terms. Improper use may result in suspension or termination of access.
Eligibility
Our services are available to users legally capable of entering binding contracts and meeting any relevant regulatory requirements.
Minimum age and legal requirements may apply.
User responsibilities
Users agree to act responsibly and safeguard their own information.
Prohibited uses
The following actions are strictly prohibited on our platform:
Intellectual property rights
All content and materials on our site are owned by livorlaera or our licensors. Unauthorised use, reproduction, or distribution is prohibited without written consent.
User-submitted content
By submitting content or enquiries, you grant us permission to use this information to provide services, subject to our Privacy Policy.
Your rights regarding content
You have control over your submitted data and can request its removal in accordance with our policies.
Privacy and data protection
Your privacy is important. Please refer to our Privacy Policy for detailed information on data collection, use, and rights.
Read Privacy PolicyImportant legal disclaimer
Please read our Disclaimer for additional information regarding limitations of liability and results.
Disclaimer warning
No guarantee of results is offered. Results may vary and past performance does not guarantee future outcomes.
Limitation of liability
We are not liable for losses or damages arising from your use of our website or services, except as required by law.
Indemnification
You agree to indemnify and hold livorlaera harmless from any claims arising from your use of the website or services.
Dispute resolution process
We aim to resolve disputes amicably and efficiently.
Arbitration
Disputes may be subject to binding arbitration under UK law.
This does not affect your statutory rights.
Online dispute resolution
You may use the official ODR platform for resolving consumer disputes.
See dispute resolution detailsSeverability
If any term is invalid, the remainder remains in effect.
Entire agreement
These Terms and Conditions, along with referenced policies, constitute the full agreement between you and livorlaera.
Governing law and jurisdiction
English law applies to these terms and any disputes.
Termination
We reserve the right to terminate access to our website or services for breach of these terms or any unlawful activity.
Modifications
We may update these Terms and Conditions at any time. Please review them regularly.
Contact regarding terms
For questions about these terms, please reach out using the contact details below.
Email address: content@livorlaera.com
Phone: +44(0)0549782986
Address: 100 Embankment, Salford, Greater Manchester, M3 5FB United Kingdom
Effective date: August 26, 2025
Version: 2.0